What homes cost in Mountain Home: value, property taxes, and rents from Census survey data, plus the statewide costs that come with the purchase.
Census ACS 5-year medians (2019 to 2023) for Mountain Home itself, not the county or the state.
| Measure | Median |
|---|---|
| Population | 16,265 |
| Median home value | about $888,888 |
| Median property taxes paid | about $8,888 per year ($888 per month) |
| Effective tax rate (taxes / value) | about 8.88% |
| Median gross rent | about $8,888 per month |
Taxes paid reflect what current owners actually pay, including exemptions and long-held assessments. A new purchase can be reassessed at the sale price, so budget off the rate, not the median bill.
Typical figures across the state; town-specific values vary.
Baseline premiums in Idaho run about $888 per $100,000 of dwelling coverage per year. Your actual quote moves with the home's age, roof, claims history, and deductible.
| Buyer-side item | Estimate |
|---|---|
| Buyer's attorney (typical) | $8,888 |
| Owner's title insurance on $600,000 | about $8,888 |
| Recording fees | $888 |
| Example subtotal | about $8,888 |
Lender fees, prepaid taxes and insurance, and escrows come on top. Your loan estimate is the binding number.
The most an FHA-insured mortgage can lend here, set by HUD per county and refreshed each January.
| Property size | Limit |
|---|---|
| 1 unit | $541,287 |
| 2 units | $693,050 |
| 3 units | $837,700 |
| 4 units | $1,041,125 |
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Create your accountSource: US Census Bureau, American Community Survey 5-year estimates (2019 to 2023), tables B25077, B25103, B25064, B01003, via data.census.gov. Survey medians carry a margin of error, especially in small towns. All figures are estimates for planning, not quotes. Confirm with the town, your lender, and your insurance agent before relying on them.
