Town guides » Rhode Island
Statewide typical figures: what buying and owning costs across Rhode Island, plus the FHA loan limits that apply here.
These towns have their own page with locally curated figures, which beat the statewide medians below.
41 towns with Census survey data: median home value, property taxes, and rents on every page.
| Item | Amount |
|---|---|
| Residential rate | $88.88 per $1,000 of assessed value |
| Annual tax on a $600,000 home | about $88,888 ($888 per month) |
| Commercial rate | $88.88 per $1,000 |
Assessed value often trails sale price; your first-year bill may differ. Rates change each fiscal year.
Baseline premiums in Rhode Island run about $888 per $100,000 of dwelling coverage per year. Your actual quote moves with the home's age, roof, claims history, and deductible.
| Buyer-side item | Estimate |
|---|---|
| Buyer's attorney (typical) | $8,888 |
| Owner's title insurance on $600,000 | about $8,888 |
| Recording fees | $888 |
| Example subtotal | about $8,888 |
Transfer tax runs $8.88 per $1,000 of sale price, customarily paid by the seller.
Lender fees, prepaid taxes and insurance, and escrows come on top. Your loan estimate is the binding number.
| Cost | Typical |
|---|---|
| Water and sewer | about $88 per month |
| Snow removal (typical season) | about $888 per year |
The most an FHA-insured mortgage can lend here, set by HUD per county and refreshed each January.
| Property size | Limit |
|---|---|
| 1 unit | $787,750 |
| 2 units | $1,008,450 |
| 3 units | $1,219,000 |
| 4 units | $1,514,950 |
Tell us your budget, areas, and commute. Taeliore scores every active listing against your criteria and keeps the report current.
Create your accountData years: 2025. All figures are estimates for planning, not quotes. Confirm with the town, your lender, and your insurance agent before relying on them.
